Most high-income households think they have to choose between eliminating debt or building capital for the future. The Debt2Capital® Method shows how the dollars you're already spending can help you do both at the same time.

As featured in Insurance NewsNet Magazine
Meet Your Agent
Tracey Spikes
CLU, FICF
Greenville, SC
- Phone: 2817326832
- Email: tspikes@mysmartretirement.net
I have served as a Financial Advisor for over 30 years, and the biggest lesson learned in my career is that avoiding lost money is the secret to growing great wealth. High Net Worth clients already know that money lost to banks and lenders through fees and compound interest, never works in their favor. The #1 mistake being made by most clients when working with their financial advisors, is ignoring the negative impact that debt interest has on their financial future. With Debt2Capital, we now have a tool that not only helps us get out debt faster, but at the same time, helps build wealth within the same process. Would you rather stay in debt to your lenders or be debt free with available money to be used the way you decide?
I help people with debt in:
I'm here, I've reviewed this method inside and out, and I'm ready to make it work for YOU. Let's find out what your numbers look like - no cost, no commitment, just answers.
Haven't Read the Book Yet?
Watch this first.
It'll show you exactly what the Debt2Capital® method is and why it works differently than anything else you've heard about getting out of debt.
Ready to Get Your Free Digital Copy?
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Already Read the Book?
Here Is Your Next Step.
Here's what the process looks like once you're ready to see your own numbers:
Submit Your Info
Fill out the short form below with some basic details about your situation. I'll reach out personally to introduce myself and walk you through what happens next.
I Run Your Numbers
Once we connect, I'll send you a secure link to authorize a soft credit pull — it gives us a clear picture of your full debt situation without touching your score. From there, I put together a personalized Debt2Capital® analysis: exactly how fast you could be out of debt, how much interest you'd stop paying, and how much capital you'd have built by the time you're done.
We Look at It Together
You review the results. No pressure, no pitch. You don't have to do anything just to see what's possible. Most people are surprised by what the numbers actually look like.
Let's See What Your Numbers Look Like
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What This Method Actually Does
Every situation is different - your numbers will be yours. But here's what the Debt2Capital® system is built to accomplish:
Pay Off Faster
Most people using this system get out of debt years ahead of the bank's schedule, without spending more than they already do each month.
Keep The Capital
When you're done, you don't end at zero. You've been building a capital reserve the whole time - money you own, that you can use for the next big purchase without taking another loan.
Flip the Equation
Right now compound interest works against you. The D2C method puts it to work for you instead. That's the whole idea.
Prefer to Talk First?
That works too!
Pick a time and we'll have a real conversation about your situation - no pressure, no pitch. Just an honest look at whether this makes sense for you.