Most high-income households think they have to choose between eliminating debt or building capital for the future. The Debt2Capital® Method shows how the dollars you're already spending can help you do both at the same time.
As featured in Insurance NewsNet Magazine
Meet Your Agent
Joel Hole
Life & Health Agent
Springfield, Missouri
- Phone: 417.607.6472
- Email: jhole@m7insurance.com
In August 2024, Metro Credit Union launched M7 Insurance with a simple mission: to help our members navigate the often-complex world of insurance and financial planning with confidence and clarity. What began as a Medicare-focused agency has grown into a comprehensive resource offering a wide range of insurance and financial products tailored to meet our members' evolving needs.
As part of our commitment to providing valuable financial solutions, we are excited to offer Debt2Capital® — an innovative program designed to help members improve their financial well-being and create new opportunities for long-term success through the elimination of debt.
We’ve all seen the impact of debt firsthand. It isn’t just about numbers on a statement — it shows up as stress, in difficult conversations around the dinner table, and in the constant discussions about how to keep up. There’s a weight that comes with debt that affects more than finances; it affects relationships, confidence, and peace of mind.
We’ve watched how it creates tension and limited choices. Opportunities that should be exciting — buying a home, starting something new, even taking time to enjoy life — were often delayed or completely out of reach because of financial obligations.
That’s why this movement matters so much to us. We’ve seen how easily good people can fall into difficult financial situations, and how hard it can be to find a clear way out. Debt doesn’t just impact one person — it ripples through entire families and can affect generations if nothing changes.
We’re committed to approaching this differently. Not with quick fixes or temporary solutions, but with the Debt2Capital® strategy that creates real, lasting change. Helping people eliminate debt means giving them a plan and the confidence to take control of their financial future. We believe there’s always a path forward and we’re dedicated to helping people find it so they can build a life defined by freedom, not financial pressure.
I help people with debt in:
I'm here, I've reviewed this method inside and out, and I'm ready to make it work for YOU. Let's find out what your numbers look like - no cost, no commitment, just answers.
Haven't Read the Book Yet?
Watch this first.
It'll show you exactly what the Debt2Capital® method is and why it works differently than anything else you've heard about getting out of debt.
Ready to Get Your Free Digital Copy?
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Already Read the Book?
Here Is Your Next Step.
Here's what the process looks like once you're ready to see your own numbers:
Submit Your Info
Fill out the short form below with some basic details about your situation. I'll reach out personally to introduce myself and walk you through what happens next.
I Run Your Numbers
Once we connect, I'll send you a secure link to authorize a soft credit pull — it gives us a clear picture of your full debt situation without touching your score. From there, I put together a personalized Debt2Capital® analysis: exactly how fast you could be out of debt, how much interest you'd stop paying, and how much capital you'd have built by the time you're done.
We Look at It Together
You review the results. No pressure, no pitch. You don't have to do anything just to see what's possible. Most people are surprised by what the numbers actually look like.
Let's See What Your Numbers Look Like
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What This Method Actually Does
Every situation is different - your numbers will be yours. But here's what the Debt2Capital® system is built to accomplish:
Pay Off Faster
Most people using this system get out of debt years ahead of the bank's schedule, without spending more than they already do each month.
Keep The Capital
When you're done, you don't end at zero. You've been building a capital reserve the whole time - money you own, that you can use for the next big purchase without taking another loan.
Flip the Equation
Right now compound interest works against you. The D2C method puts it to work for you instead. That's the whole idea.
Prefer to Talk First?
That works too!
Pick a time and we'll have a real conversation about your situation - no pressure, no pitch. Just an honest look at whether this makes sense for you.