Most high-income households think they have to choose between eliminating debt or building capital for the future. The Debt2Capital® Method shows how the dollars you're already spending can help you do both at the same time.
As featured in Insurance NewsNet Magazine
Meet Your Agent
Del Smutherman
Financial Architect
Atlanta, GA
- Phone: 404-668-9422
- Email: del@dksgrp.com
What does Debt2Capital® mean to me? Debt2Capital® has given me and my family an opportunity to realign my life with my true purpose of serving and helping my community overcome the burden of financial debt. When I took a look at this program at a convention in February of 2022 in my hometown of Dallas, Tx. I didn't know what to expect. However, as time begin to past, I became more familiar with the strategies of Debt2Capital® platform. While conducting an assessment of my personal and business liabilties. I discovered that I had 1.5 million dollars worth of debt and over time 1.5 million dollars of interest payments for a total of 3 million dollars of worth of total payments to my lenders. These debts included mortgages, car loans, credit cards, and SBA loans. If I continued paying my debts on my current payment cycle. I would have be paying my lenders until March of 2060. I knew that I could not leave my family with this amount of financial liabilty. I took advantage of the Debt2Capital® program in October of 2024 and forever changed the outlook of my family's financial future. I will be Debt Free 22 years sooner than before with cash reserves for future inevitable purchases. I will never have to rely on lenders to finance purchases or go back into debt again. As of today, I have elimanated 6 debts, significantly reduced my financial liabilities, and had the flexibility to pay cash for my oldest daughter's school tuition for her senoir year in college. I knew that if the Debt2Capital® program could help me and my family, it could also provide a viable option to other families. As a financial professional for the last 26 years it has become my mission to educate families across this nation in the elimination of debt while guiding them to a path of financial freedom!
I help people with debt in:
I'm here, I've reviewed this method inside and out, and I'm ready to make it work for YOU. Let's find out what your numbers look like - no cost, no commitment, just answers.
Haven't Read the Book Yet?
Watch this first.
It'll show you exactly what the Debt2Capital® method is and why it works differently than anything else you've heard about getting out of debt.
Ready to Get Your Free Digital Copy?
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Already Read the Book?
Here Is Your Next Step.
Here's what the process looks like once you're ready to see your own numbers:
Submit Your Info
Fill out the short form below with some basic details about your situation. I'll reach out personally to introduce myself and walk you through what happens next.
I Run Your Numbers
Once we connect, I'll send you a secure link to authorize a soft credit pull — it gives us a clear picture of your full debt situation without touching your score. From there, I put together a personalized Debt2Capital® analysis: exactly how fast you could be out of debt, how much interest you'd stop paying, and how much capital you'd have built by the time you're done.
We Look at It Together
You review the results. No pressure, no pitch. You don't have to do anything just to see what's possible. Most people are surprised by what the numbers actually look like.
Let's See What Your Numbers Look Like
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What This Method Actually Does
Every situation is different - your numbers will be yours. But here's what the Debt2Capital® system is built to accomplish:
Pay Off Faster
Most people using this system get out of debt years ahead of the bank's schedule, without spending more than they already do each month.
Keep The Capital
When you're done, you don't end at zero. You've been building a capital reserve the whole time - money you own, that you can use for the next big purchase without taking another loan.
Flip the Equation
Right now compound interest works against you. The D2C method puts it to work for you instead. That's the whole idea.
Prefer to Talk First?
That works too!
Pick a time and we'll have a real conversation about your situation - no pressure, no pitch. Just an honest look at whether this makes sense for you.