Most high-income households think they have to choose between eliminating debt or building capital for the future. The Debt2Capital® Method shows how the dollars you're already spending can help you do both at the same time.

As featured in Insurance NewsNet Magazine
Meet Your Agent
Bradley M. Schmidt
Life, Annuities, and Health
Nationwide, USA
- Phone: 843-376-6676
- Email: brad@nbcscorp.com
As a financial professional, I have sat across the table from countless individuals who feel trapped by their balance sheets. They come to me armed with static spreadsheets or a sheer force of ill determination to "pay it down." But I have noticed a recurring, painful pattern: the "Zero-Balance Trap." I see ard working people grind for a decade to pay off debt, only to arrive at the finish line with a zero balance—but zero assets. They focused so intensely on the debt that they completely neglected the capital.
In doing so, they lost their most valuable asset ... time. Which means they missed the chance to let their money compound. Watching families make this sacrifice only to end up "broke but debt free" is what drives my mission.
This is why I advocate for Debt2Capital® with such conviction: I am not just an agent, I am a client. I do not just educate people and recommend this strategy; I live by it. My family relies on this exact technology to turn our liabilities into deployable assets. The results have been tangible in my own life: this system allowed me to eliminate seven debts rapidly, but unlike traditional methods, I did not end up empty handed. I simultaneously accumulated enough liquid cash value to equal a full year of income. That capital did not just sit there; it empowered us to purchase a second home, turning a distant dream into reality, thanks to the methods of Debt2Capital®.
It is incredibly exciting to see this same transformation in others. I witness clients shift from the crushing stress of believing they will never conquer their debt to actively learning how to build wealth. I have watched families use this momentum to not only clear the ledger but to finally pursue their own business dreams.
I have found that manual calculations simply cannot compete with the pinpoint accuracy of this system. It uses real-time, verified data to adjust to our lives instantly, providing a level of clarity that guesswork can never match.
Guiding you from debt to wealth is a responsibility I hold sacred. I share this work not because it is my job, but because it is my reality. I know the freedom that comes from having a clear, mathematical path to a legacy, and I simply want that same clarity for you.
I help people with debt in:
I'm here, I've reviewed this method inside and out, and I'm ready to make it work for YOU. Let's find out what your numbers look like - no cost, no commitment, just answers.
Haven't Read the Book Yet?
Watch this first.
It'll show you exactly what the Debt2Capital® method is and why it works differently than anything else you've heard about getting out of debt.
Ready to Get Your Free Digital Copy?
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Already Read the Book?
Here Is Your Next Step.
Here's what the process looks like once you're ready to see your own numbers:
Submit Your Info
Fill out the short form below with some basic details about your situation. I'll reach out personally to introduce myself and walk you through what happens next.
I Run Your Numbers
Once we connect, I'll send you a secure link to authorize a soft credit pull — it gives us a clear picture of your full debt situation without touching your score. From there, I put together a personalized Debt2Capital® analysis: exactly how fast you could be out of debt, how much interest you'd stop paying, and how much capital you'd have built by the time you're done.
We Look at It Together
You review the results. No pressure, no pitch. You don't have to do anything just to see what's possible. Most people are surprised by what the numbers actually look like.
Let's See What Your Numbers Look Like
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What This Method Actually Does
Every situation is different - your numbers will be yours. But here's what the Debt2Capital® system is built to accomplish:
Pay Off Faster
Most people using this system get out of debt years ahead of the bank's schedule, without spending more than they already do each month.
Keep The Capital
When you're done, you don't end at zero. You've been building a capital reserve the whole time - money you own, that you can use for the next big purchase without taking another loan.
Flip the Equation
Right now compound interest works against you. The D2C method puts it to work for you instead. That's the whole idea.
Prefer to Talk First?
That works too!
Pick a time and we'll have a real conversation about your situation - no pressure, no pitch. Just an honest look at whether this makes sense for you.